By India Today Web Desk: Medical treatments and interventions, whether planned or emergency, require considerable spending.
To tackle hefty medical bills and minimize the out-of-pocket spending Health Insurance becomes essential.
Hence, it is essential to know how the claim process works, what are all the different types of claims, etc.
However, no prior information needs to be given to the insurer in case of emergency hospitalisation.
While purchasing a Health Insurance policy, it is wise to choose the insurer who has a wide network of hospitals as people do not have to have a hard time in finding the company’s network hospitals to avail cashless treatment.
The policyholder initially has to pay the hospital bills and request for reimbursement by submitting necessary documents, including the proof of hospital bills as required by the insurer.

Source - https://www.indiatoday.in/impact-feature/story/types-of-health-insurance-claims-you-should-know-about-2364468-2023-04-25