Is diabetes, hypertension or high BP, considered a pre-existing ailment? High blood pressure, diabetes, asthma, hypertension etc., Waiting periods for pre-existing conditions could range anywhere from 1-4 years. If you think you may have a PED, it’s advisable to get the relevant tests done and share the results with the insurer should you get diagnosed with a disease. However, if you choose to disclose the PED at the time of renewal (which should’ve been done while buying the policy), then the insurer may either cancel the policy or apply some restrictions or a waiting period. Source: BusinessToday #Insurance